Here's How You Can Easily Understand Funeral Home Costs

Basic Services Fee

The Basic Services Fee, sometimes referred to as the "Basic Services of Funeral Director and Staff," is for funeral homes’ required services and any overhead costs associated with those services. Basic services and the Basic Services Fee are non-declinable, but will vary from company to company. Generally, “basic services” include:

• Filing any necessary paperwork
• Securing any necessary permits and copies of the death certificate
• Properly storing the remains
• Coordinating arrangements with the cemetery, crematory, or any other third parties
• Overhead expenses related to the funeral home facility and operations

For burial and cremation, the Basic Services Fee is a flat-rate charge and may not vary, regardless of the types of arrangements you choose. However, there are four cases in which the Basic Services Fee may vary:

• If the funeral home’s only role is to receive remains
• If the funeral home’s only role is to forward remains
• If you are planning a direct burial
• If you are planning a direct cremation

In these four cases, the Basic Services fee may be less than the normal Basic Services Fee. However, some funeral homes may charge a flat-rate Basic Services Fee for all services, including the four listed above.

Be aware that many funeral homes try to have fairly low Basic Services Fee, as the Basic Services Fee is often used as a price indicator. However, the funeral home may make up for the decreased Basic Services Fee in higher prices of goods and services.

Additional Services And Goods

Additional services and goods are items that the funeral home offers for an additional fee, and are available at your discretion. These goods and services may include:

• Embalming or cosmetic preparations of the body
• The use of a funeral home or cemetery chapel for a viewing or visitation, funeral service, or memorial service
• The use of a hearse, limousine, or other transportation
• A casket, outer burial container, or urn
• Burial clothing

The purchase of all additional goods and services are at your discretion. According to the Federal Trade Commission’s Funeral Rule, you have the right to purchase any goods elsewhere and the funeral home may not charge you a fee for using those goods. However, many funeral homes will require certain services based on the services you choose; for example, should you choose to have a viewing or visitation, the funeral home may require you to have the body embalmed.

Cash Advances

Cash advances are fees charged by the funeral home for any goods or services they may purchase on your behalf from third-party vendors. These goods and services can include:

• Cemetery or crematory charges
• Compensation for clergy or other service officiants
• Musicians, including organists, pianists, and soloists
• Car rentals, including limousines and police escorts
• Obituary-filing costs
• Flowers

Some funeral homes may charge you the cost of these items, while others may add an additional fee on top of the cost of these items. If the funeral home charges you an additional service fee, they are legally required to disclose that to you, though they are not required to disclose the amount they are charging. They are also required to inform you of any discounts or refunds they have received from their suppliers on any cash advance items.

Average Funeral Home Prices

Here are some average price ranges to help you get a sense of how much things may cost. [Note: Prices at funeral homes can differ greatly; it's best to meet with a funeral director to find out exactly how much your funeral may cost.]

Basic Services of Funeral Director and Staff: $1000-$2500

This expense is non-declinable, but price may vary based on whether you’re having a burial or cremation versus a direct burial or direct cremation

Embalming: $400-$700

Never legally required, though may be required with the purchase of other services

Other preparations of the body: $200-$400

Includes makeup, hairdressing, putting the body in the casket, and is an add-on to embalming; cost may be higher if an autopsy has been performed

Facilities, equipment, and staff:

Use of funeral home facilities and staff for viewing at funeral home: $250-$500

May implicitly include embalming and other preparations of the body

Use of funeral home staff for viewing at another location: $250-$400

Embalming may not be required

Use of funeral home facilities and staff for funeral or memorial service at funeral home: $350-$700

Cost is may be higher than holding the funeral elsewhere because you’re paying for the funeral home chapel

Use of funeral home staff for funeral or memorial service at another location: $300-$500

Use of funeral home staff for graveside service at the cemetery: $250-$400

May implicitly include fees for setting up the gravesite for the service

Transportation:

Transfer of the person who died from place of death to funeral home: $200-$400

If you’ll be having a funeral with the body present, this is usually unavoidable

Transportation of the body to the cemetery or crematory from funeral service site: $250-$350

If you’ll be having a burial after a funeral, this is usually unavoidable

Use of limousine for transportation of family: $150-$350

This is entirely optional; you may drive your own car

Utility van/flower car/lead car: $100-$200

This is entirely optional; you may drive your own car

Charge for forwarding remains to another funeral home: $1400-$3000

Implicitly contains the receiving funeral home’s charge for receiving remains

Charge for receiving remains from another funeral home: $1000-$2500

Implicitly contains the forwarding funeral home’s charge for forwarding remains

Additional services:

Tent and chair set-up at cemetery/gravesite: $100-$150

The cemetery may offer this service as well

Charge for keeping the body at the funeral home (per day): $100-$300

Charges may begin immediately or after a certain number of days

Charge for refrigerating the body (per day): $50-$100

May be in addition to the daily charge for keeping the body at the funeral home

Charge for choosing cremation: $300-$400

In addition to the cost of the cremation