Here's How You Can Easily Understand Funeral Home Costs

Basic Services Fee

The Basic Services Fee, sometimes referred to as the "Basic Services of Funeral Director and Staff," is for funeral homes’ required services and any overhead costs associated with those services. Basic services and the Basic Services Fee are non-declinable, but will vary from company to company. Generally, “basic services” include:

• Filing any necessary paperwork
• Securing any necessary permits and copies of the death certificate
• Properly storing the remains
• Coordinating arrangements with the cemetery, crematory, or any other third parties
• Overhead expenses related to the funeral home facility and operations 

For burial and cremation, the Basic Services Fee is a flat-rate charge and may not vary, regardless of the types of arrangements you choose. However, there are four cases in which the Basic Services Fee may vary:

• If the funeral home’s only role is to receive remains
• If the funeral home’s only role is to forward remains
• If you are planning a direct burial
• If you are planning a direct cremation

In these four cases, the Basic Services fee may be less than the normal Basic Services Fee. However, some funeral homes may charge a flat-rate Basic Services Fee for all services, including the four listed above.

Be aware that many funeral homes try to have fairly low Basic Services Fee, as the Basic Services Fee is often used as a price indicator. However, the funeral home may make up for the decreased Basic Services Fee in higher prices of goods and services.

Additional Services And Goods

Additional services and goods are items that the funeral home offers for an additional fee, and are available at your discretion. These goods and services may include:

• Embalming or cosmetic preparations of the body
• The use of a funeral home or cemetery chapel for a viewing or visitation, funeral service, or memorial service
• The use of a hearse, limousine, or other transportation
• A casket, outer burial container, or urn
• Burial clothing

The purchase of all additional goods and services are at your discretion. According to the Federal Trade Commission’s Funeral Rule, you have the right to purchase any goods elsewhere and the funeral home may not charge you a fee for using those goods. However, many funeral homes will require certain services based on the services you choose; for example, should you choose to have a viewing or visitation, the funeral home may require you to have the body embalmed.

Cash Advances

Cash advances are fees charged by the funeral home for any goods or services they may purchase on your behalf from third-party vendors. These goods and services can include:

• Cemetery or crematory charges
• Compensation for clergy or other service officiants
• Musicians, including organists, pianists, and soloists
• Car rentals, including limousines and police escorts
• Obituary-filing costs
• Flowers

Some funeral homes may charge you the cost of these items, while others may add an additional fee on top of the cost of these items. If the funeral home charges you an additional service fee, they are legally required to disclose that to you, though they are not required to disclose the amount they are charging. They are also required to inform you of any discounts or refunds they have received from their suppliers on any cash advance items.

Average Funeral Home Prices

Though prices at funeral homes can differ greatly, here are some average price ranges to help you get a sense of how much things cost.

Facilities, equipment, and staff:

Transportation:

Additional services: