In movies and TV people always plot intricate murders to get someone’s life insurance. It’s rarely that exciting but sometimes being boring is a good thing.
Not literally, because safety nets made of paper aren’t too sturdy. But it’s a way to help your family or someone close in case you suddenly, or unexpectedly...how do we put this gently...die. Consider how much money your family needs to live comfortably after you're gone.
If you pay your monthly or annual premiums on time, when you die the insurance company pays your family the amount of money specified in the policy. Of course there’s paperwork involved and you have to do some work to get the money, but this is how it works.
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